Check Your VA Loan Eligibility
Answer a few quick questions about your military service to find out if you may qualify for a VA home loan. Free, no-obligation assessment — takes about 2 minutes. No credit pull. No Social Security Number required.
Who can use this eligibility check?
- •Active Duty — currently serving in the U.S. Army, Navy, Air Force, Marines, Coast Guard, or Space Force
- •Veterans — separated with an honorable or qualifying discharge after minimum service lengths
- •National Guard & Reserves — members who have completed federal active duty or qualified service periods
- •Surviving Spouses — spouses of service members who died in service or from service-connected disability
What information will I need?
- •Your service type and branch of service
- •Whether you served the minimum required time (90+ days for most)
- •Your discharge status (if applicable)
- •Optional: estimated credit score and monthly income and debts for a more detailed assessment
Key VA loan benefits
- •No down payment required for most eligible borrowers
- •No private mortgage insurance (PMI)
- •Competitive interest rates
- •Limits on closing costs
- •No prepayment penalty
Educational assessment only. VA North Star is not affiliated with the U.S. Department of Veterans Affairs. Only the VA and a VA-approved lender can officially confirm your eligibility and issue a Certificate of Eligibility (COE). Learn how to get your COE.